Broker Check

We aspire to play a guiding role in assisting our clients in growing, preserving and using their wealth to pursue their passions and lead more fulfilling lives.

Business Solutions

FPA’s Business Solutions division works with small to medium sized companies on providing unequaled human resource services while helping business owners manage their employee fringe benefits program.

We are dedicated to helping you offer your employees world class benefits by reducing your costs and maximizing the value of your health, life, disability, and voluntary programs. This is done by providing you consultative expertise, administrative support, and internet technology. FPA Business Solutions is committed to each and every group, regardless of size, whether you are a mom and pop business or a publicly traded corporation of 2,500 employees. We create mutually long lasting relationships by working diligently and efficiently with you and your employees. As a committed advocate of your company, we are constantly keeping your company’s best interest in mind for you and your employees.

Administrative Support

FPA Business Solutions offers you administrative support, devoted to the manual administrative process (new hires, terminations, open enrollment, and life events) in resolving benefits issues, benefit/coverage questions, claims, bills, etc. As part of our benefits administrative support, we’ll also handle your Flexible Spending Accounts (FSA) and COBRA so you can direct your priceless time to your company’s objectives.

Our support team is attentive to the administrative needs for each and every employee. Our employees are trained to pursue each issue, question, and concern with a “sense of urgency” until full resolution is achieved. We’re here to reduce costs, enhance your plans, meet your employees’ needs, and simplify benefit management. We manage/administer your benefits, so you can manage your business.

Not only do we want to meet your goals and objectives by providing the highest level of service, but we want to exceed your expectations.

Services Offered

  • Health Insurance (fully-insured or partially self-funded plans)
  • PPO’s: Preferred Provider Organizations
  • POS: Point-of-Service Plans
  • HMO’s: Health Maintenance Organizations
  • Temporary Health Insurance Coverage
  • Prescription Plans
  • Dental Coverage
  • Vision Coverage
  • Short and Long Term Disability
  • Group Life/AD&D Insurance
  • Long Term Care Insurance
  • Voluntary Employee Disability and Life Plans
  • Buy/Sell Life and Disability Plans
  • Section 125 Cafeteria Plans: Pre tax benefits
  • Employee Assistance Programs (EAP)
  • Employer Sponsored 529 College Savings Plans
  • AFLAC and Colonial Supplement: critical illness, personal accident, term life, and short term disability

Value Added Services

Administrative Support

  • Enrolling and deleting employees in your chosen benefit plans
  • Resolving billing and enrollment issues
  • Direct employee enrollment assistance

Direct Employee Assistance

  • Claims assistance
  • Unpaid bills
  • Replacement ID cards
  • General benefit and coverage questions
  • Locate primary care physicians and specialists
  • Update student eligibility
  • Primary care and address changes
  • Wellness plan benefit questions
  • Help Medicare eligible employees transition into Medicare supplement plans

Premium Savings & Benefit Analysis

  • Yearly analysis and review of renewal options
  • Negotiate the best rates for your company

COBRA Services / Flexible Spending Accounts (FSA)

  • Employees can direct pre-tax payroll deductions
  • Manage accounts online
  • Use debit cards to access funds

HealthConnect

  • Online integrated HR management system tailored to each client’s needs
  • Benefit plan administration system that is setup and maintained by FPA
  • Provides HR director and employees access to benefit plan info

Carriers We Represent

  • Blue Cross/Blue Shield
  • Aetna
  • United HealthCare
  • HealthAmerica
  • AmeriHealth
  • MetLife
  • Assurant
  • United Concordia
  • UNUM Provident
  • Hartford
  • The Standard
  • Prudential Financial
  • Delta Dental
  • Denex Dental
  • Celtic
  • Guardian
  • TASC
  • AFLAC
  • Harleysville